Independent · Free · Print-ready
Free loan calculators
with printable schedules
Work out your monthly payment, see where every dollar goes, and print a clean amortization schedule with real payment dates. Everything runs in your browser — no account, no pop-ups, and your loan numbers never leave your device.
Calculators
- Full schedule Amortization Schedule Calculator Monthly payment, principal vs. interest breakdown, balance chart and the complete schedule in monthly or yearly view. Open calculator →
- Pay off faster Extra Payment Calculator See how much a monthly extra payment saves in interest and exactly how many years it cuts from your mortgage. Open calculator →
- Print / PDF Printable Amortization Schedule A print-first schedule with payment dates and a clean summary. Print it on paper or save it as a PDF in one click. Open calculator →
- PITI Mortgage Calculator With Taxes & Insurance The full PITI picture: principal, interest, property tax, insurance, HOA and PMI — plus when PMI is due to end. Open calculator →
Why use AmortizeHub?
- Accurate by design
- The standard amortization formula, unrounded month-by-month values and a final payment that clears the balance exactly. The math is covered by unit tests.
- Print-ready
- Every schedule prints with dates and repeating headers, and without navigation, buttons or ads. Save as PDF from the same dialog.
- Private by default
- No signup and no uploads. Calculations happen in your browser, so the figures you type stay on your device.
How the monthly payment is calculated
Fixed-rate loans use the standard amortization formula below, where P is the loan amount, r is the monthly interest rate and n is the number of payments.
M = P × [r(1+r)n] / [(1+r)n − 1]
The schedule is then built one month at a time: interest is charged on the remaining balance, the rest of the payment reduces principal, and the last payment is adjusted to finish the loan. Read more about the method and its limits.